Roman
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Post by Roman on Aug 5, 2020 8:00:20 GMT -5
You're forgetting the unemployment benefits. Many got $600 a week. That's more than lots of people usually make. Still a large group skipped rent/mortgage payments.
Even apart from the pandemic. People regularly are in financial trouble because they make bad financial choices. Instead of buying necessary goods they waste money on alcohol, cigarettes, cars, gadgets, pets or even drugs. Or even those who have a good income try to live above their standard, pile on lots of debts. Once anything goes wrong, they go under. I didn't include unemployment benefits because I didn't know if the same people who are qualified for it are the same people who are not paying rent. To qualify for unemployment you had to have lost job through no fault of your own. For example, imagine you are a minimum wage worker that comes into contact with a lot of people and your elderly parents live with you. You obviously wouldn't want to chance your parents dying so you quit. You wouldn't qualify for benefits and you and your elderly parents will soon be homeless because you can't afford to pay your share of the rent anymore. A lot of people are going to be in this position. There are different situations and different aids during these times. My main point is that you can’t just expect to not pay rent or hate your landlord for wanting you to pay rent. We’re in this for 5 months now. If you haven’t paid rent, you most likely won’t be able to cough up next month’s rent plus the rent from the past 5 months. I can understand people at least being threatened with eviction. It’s not a situation anybody wants to be in, but it’s no charity.
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Post by Mew™ on Aug 5, 2020 8:28:18 GMT -5
Remember when "minimum wage" meant paying enough to be able to live off of? "Congratulations on graduating. Here's your minimum wage job and a house with a one car garage that your minimum wage job allows you to afford" and then if you went to college and graduated they virtually handed you a big bag of money and you walked into a real good job and could easily afford a big house and 3 kids. That ain't the case anymore.
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Post by chantel on Aug 5, 2020 8:47:34 GMT -5
I didn't include unemployment benefits because I didn't know if the same people who are qualified for it are the same people who are not paying rent. To qualify for unemployment you had to have lost job through no fault of your own. For example, imagine you are a minimum wage worker that comes into contact with a lot of people and your elderly parents live with you. You obviously wouldn't want to chance your parents dying so you quit. You wouldn't qualify for benefits and you and your elderly parents will soon be homeless because you can't afford to pay your share of the rent anymore. A lot of people are going to be in this position. There are different situations and different aids during these times. My main point is that you can’t just expect to not pay rent or hate your landlord for wanting you to pay rent. We’re in this for 5 months now. If you haven’t paid rent, you most likely won’t be able to cough up next month’s rent plus the rent from the past 5 months. I can understand people at least being threatened with eviction. It’s not a situation anybody wants to be in, but it’s no charity. You are right about that which makes it pointless for a landlord to only threaten eviction. What's the point of threatening someone with no money? Threats only work for people that have money but don't want to pay but as I said in my previous post a lot of people are out of work with no unemployment benefits. People need to be charitable and not inhumane during a global crisis.
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Post by taytaytay on Aug 5, 2020 10:18:33 GMT -5
Remember when "minimum wage" meant paying enough to be able to live off of? "Congratulations on graduating. Here's your minimum wage job and a house with a one car garage that your minimum wage job allows you to afford" and then if you went to college and graduated they virtually handed you a big bag of money and you walked into a real good job and could easily afford a big house and 3 kids. That ain't the case anymore. We have 'living wage' here too set by the government, but even that isn't much to live on. Like if you find a living wage employer you'll be earning enough to rent, but you won't be earning enough to save up for a deposit and you'd struggle to get a decent mortgage. But don't forget, our generation is just lazy for not buying houses!
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shandimusic94
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Post by shandimusic94 on Aug 5, 2020 10:45:59 GMT -5
Remember when "minimum wage" meant paying enough to be able to live off of? "Congratulations on graduating. Here's your minimum wage job and a house with a one car garage that your minimum wage job allows you to afford" and then if you went to college and graduated they virtually handed you a big bag of money and you walked into a real good job and could easily afford a big house and 3 kids. That ain't the case anymore. We have 'living wage' here too set by the government, but even that isn't much to live on. Like if you find a living wage employer you'll be earning enough to rent, but you won't be earning enough to save up for a deposit and you'd struggle to get a decent mortgage. But don't forget, our generation is just lazy for not buying houses! Unfortunately, minimum wage here isn't even enough to cover rent. That's why I moved in with my boyfriend so early in our relationship. I couldn't afford to live alone.
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shandimusic94
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Post by shandimusic94 on Aug 5, 2020 10:48:06 GMT -5
There are definitely bad landlords, but also many good ones. They simply use their hard earned money and buy property as an investment. Also keep in mind that quite a few own several properties. One renter or a few renters not paying is fine. But when hardly anybody pays, it is a huge problem. Rent is a vital income stream, even if it’s just to pay for utilities and maintenance. On paper these people are rich because of all the property they own. But a lot of their money isn’t available. And truth be told: quite a few people abuse the pandemic to stop paying rent. Look at the US with all the stimulus checks. Many people are using it for luxury instead of paying rent (or other bills). The US only had one stimulus check so far. And it was only $1200 at most per person so it wouldn't have covered most people's rent anyway. Most people spent their money on food. That's not a luxury. www.census.gov/library/stories/2020/06/how-are-americans-using-their-stimulus-payments.htmlI was gonna say the same thing. The stimulus check was less than my rent. It really didn't do much, but it was helpful at the time since I was out of a job for awhile.
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Post by Mew™ on Aug 5, 2020 11:38:45 GMT -5
We have 'living wage' here too set by the government, but even that isn't much to live on. Like if you find a living wage employer you'll be earning enough to rent, but you won't be earning enough to save up for a deposit and you'd struggle to get a decent mortgage. But don't forget, our generation is just lazy for not buying houses! Unfortunately, minimum wage here isn't even enough to cover rent. That's why I moved in with my boyfriend so early in our relationship. I couldn't afford to live alone. This is the problem. Minimum wage should be enough to put a roof over your head.
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Post by SydneyPaige on Aug 5, 2020 17:28:19 GMT -5
Remember when "minimum wage" meant paying enough to be able to live off of? "Congratulations on graduating. Here's your minimum wage job and a house with a one car garage that your minimum wage job allows you to afford" and then if you went to college and graduated they virtually handed you a big bag of money and you walked into a real good job and could easily afford a big house and 3 kids. That ain't the case anymore. Remember when 4 years of schooling only cost like $4000 at the MOST. Remember when people didn't have to brace themselves fo getting anywhere between 20 to 200 thousand dollars in debt in their early 20's when schooling wouldn't cost the same as a down payment on a mortgage (or the cost of a mortgage). Ah the boomer generation was so lucky!
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Post by TaylorSwiftFan on Aug 5, 2020 19:26:01 GMT -5
I don’t really understand how one can not like Nutella. Liking chocolate is the only thing that unites everyone in this world. Plus the cultural bonus that Nutella brings with it: families bonding at the breakfast table eating their Nutella on bread or rolls. Even the Taliban get a smile on their face doing that. Chocolate is alright but I will never try ’Nutella’. It’s disgusting to me.
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Roman
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Post by Roman on Aug 6, 2020 1:23:06 GMT -5
I don’t really understand how one can not like Nutella. Liking chocolate is the only thing that unites everyone in this world. Plus the cultural bonus that Nutella brings with it: families bonding at the breakfast table eating their Nutella on bread or rolls. Even the Taliban get a smile on their face doing that. Chocolate is alright but I will never try ’Nutella’. It’s disgusting to me. So, are you saying you never even tried it?
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Post by SomeFearlessChick on Aug 15, 2020 2:30:37 GMT -5
There is this person who hangs out with us occasionally as not really a core member of the group, but just someone who pops up every now and then and ever since meeting him, he has never really floated my boat so to say. Anyway, I've sort of just put up with him until now but I don't really want to be doing day trips with him and tbh if it was up to me I'd get rid of him completely but it's so hard to hold these feelings in. Especially when there's not one particular thing I don't like about him, he's just not my cup of tea. He's more like somebody put salt in my tea instead of sugar. He walks around with bare feet which I find really gross, he's 35 but claims to prefer being friends with younger people because they're not as tied up with families (this just, sends me all kinds of flags rofl), he's creepy to young girls, I'm not even sure if he has a day job, he's a mansplainer, and one time on a trip he kept a whole bunch of crap in the back of his car, blocking his view out the rear window, which is blatantly dangerous. I know these sound like really snobbish reasons not to like someone but I know at some point someone is going to ask me why I don't like him and I won't know how to explain that I just find him Annoying™ and yall can do better than him?? UGH
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Post by SydneyPaige on Aug 15, 2020 8:05:07 GMT -5
There is this person who hangs out with us occasionally as not really a core member of the group, but just someone who pops up every now and then and ever since meeting him, he has never really floated my boat so to say. Anyway, I've sort of just put up with him until now but I don't really want to be doing day trips with him and tbh if it was up to me I'd get rid of him completely but it's so hard to hold these feelings in. Especially when there's not one particular thing I don't like about him, he's just not my cup of tea. He's more like somebody put salt in my tea instead of sugar. He walks around with bare feet which I find really gross, he's 35 but claims to prefer being friends with younger people because they're not as tied up with families (this just, sends me all kinds of flags rofl), he's creepy to young girls, I'm not even sure if he has a day job, he's a mansplainer, and one time on a trip he kept a whole bunch of crap in the back of his car, blocking his view out the rear window, which is blatantly dangerous. I know these sound like really snobbish reasons not to like someone but I know at some point someone is going to ask me why I don't like him and I won't know how to explain that I just find him Annoying™ and yall can do better than him?? UGH I don’t know that sounds really sketchy. Like, I would bring these points up to your friends and try to distance yourself as much as possible. Your instinct doesn’t typically steer you wrong. I know I might just be paranoid due to all the crap I’ve been through this week, but I would (nicely) bring up to your friends that you don’t think this person should be around.
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Post by SomeFearlessChick on Aug 16, 2020 6:43:26 GMT -5
There is this person who hangs out with us occasionally as not really a core member of the group, but just someone who pops up every now and then and ever since meeting him, he has never really floated my boat so to say. Anyway, I've sort of just put up with him until now but I don't really want to be doing day trips with him and tbh if it was up to me I'd get rid of him completely but it's so hard to hold these feelings in. Especially when there's not one particular thing I don't like about him, he's just not my cup of tea. He's more like somebody put salt in my tea instead of sugar. He walks around with bare feet which I find really gross, he's 35 but claims to prefer being friends with younger people because they're not as tied up with families (this just, sends me all kinds of flags rofl), he's creepy to young girls, I'm not even sure if he has a day job, he's a mansplainer, and one time on a trip he kept a whole bunch of crap in the back of his car, blocking his view out the rear window, which is blatantly dangerous. I know these sound like really snobbish reasons not to like someone but I know at some point someone is going to ask me why I don't like him and I won't know how to explain that I just find him Annoying™ and yall can do better than him?? UGH I don’t know that sounds really sketchy. Like, I would bring these points up to your friends and try to distance yourself as much as possible. Your instinct doesn’t typically steer you wrong. I know I might just be paranoid due to all the crap I’ve been through this week, but I would (nicely) bring up to your friends that you don’t think this person should be around. Thanks Syd. They went on a day trip somewhere today and I didn't go, partly for this reason, as I don't like feeling... 'inauthentic' in my life. I don't want to put on a facade of enjoying someone's company when I don't. The thing is, I told one of the girls I was going to talk to her this week and actually admit how I feel. So this will be interesting 😬
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Post by SomeFearlessChick on Aug 16, 2020 6:56:23 GMT -5
I had a minor worry just before about whether my recent incline towards abruptness and saying what I think outright will cause people to think I'm a b*tch but then I realised I couldn't care less if they did 🤷♀️ As I'm getting older the f*cks I have left to give are running pretty dry.
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Post by SydneyPaige on Aug 16, 2020 7:12:22 GMT -5
I don’t know that sounds really sketchy. Like, I would bring these points up to your friends and try to distance yourself as much as possible. Your instinct doesn’t typically steer you wrong. I know I might just be paranoid due to all the crap I’ve been through this week, but I would (nicely) bring up to your friends that you don’t think this person should be around. Thanks Syd. They went on a day trip somewhere today and I didn't go, partly for this reason, as I don't like feeling... 'inauthentic' in my life. I don't want to put on a facade of enjoying someone's company when I don't. The thing is, I told one of the girls I was going to talk to her this week and actually admit how I feel. So this will be interesting 😬 I’m sure it’ll all work out. If you’re getting a weird vibe from this guy I’m sure some other people in your friend group are too.
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